TAL Education Group (MEX:TAL N) Effective Interest Rate on Debt %: 0.00% (As of Feb. 2026)

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MEX:TAL N TAL Education Group MEX:TAL N
65 GF Score
Price MXN180.00
GF Value MXN365.74
Valuation Significantly Undervalued
! 4 Warning Signs
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What is TAL Education Group Effective Interest Rate on Debt %?

TAL Education Group MEX:TAL N 65 Effective Interest Rate on Debt % is 0.00% as of Feb. 2026. GuruFocus rates MEX:TAL N with a GF Score™ of 65/100 and a GF Value™ of MXN365.74 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. TAL Education Group's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was MXN0 Mil. TAL Education Group's average total debt for the quarter that ended in Feb. 2026 was MXN6,793 Mil. Therefore, TAL Education Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 0.00%.


TAL Education Group  (MEX:TAL N) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


TAL Education Group Effective Interest Rate on Debt % Related Terms


TAL Education Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for TAL Education Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TAL Education Group Effective Interest Rate on Debt % Chart

TAL Education Group Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.35 0.00 0.00 0.00 0.00

TAL Education Group Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

MEX:TAL N vs LAUR, GHC, CVSA: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, TAL Education Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TAL Education Group Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, TAL Education Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where TAL Education Group's Effective Interest Rate on Debt % falls into.


MEX:TAL N
65GF Score
TAL Education Group MEX:TAL N
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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TAL Education Group Effective Interest Rate on Debt % Calculation

TAL Education Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  0/( (6842.101+6672.608)/ 2 )
=-1  *  0/6757.3545
=0.00 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5026.568 + 1815.533
=6842.101

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4788.784 + 1883.824
=6672.608

TAL Education Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  0/( (6913.208+6672.608)/ 2 )
=-1  *  0/6792.908
=0.00 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5002.079 + 1911.129
=6913.208

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4788.784 + 1883.824
=6672.608

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
TAL Education Group (MEX:TAL N) has a Effective Interest Rate on Debt % of 0.00% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on TAL Education Group and its competitors.
Is TAL Education Group's Effective Interest Rate on Debt % too high?
TAL Education Group's current Effective Interest Rate on Debt % is 0.00%. Overall, TAL Education Group has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TAL Education Group's Effective Interest Rate on Debt % compare to LAUR and GHC?
TAL Education Group's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on TAL Education Group and its competitors. TAL Education Group's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TAL Education Group stock overvalued right now?
Based on GuruFocus' analysis, TAL Education Group (MEX:TAL N) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN365.74, compared to a current price of MXN180.00 — trading 50.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. TAL Education Group's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For TAL Education Group (MEX:TAL N), the current Effective Interest Rate on Debt % is 0.00% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TAL Education Group (MEX:TAL N) Overvalued in 2026?

Based on GuruFocus' analysis, TAL Education Group stock appears to be undervalued. The current stock price of MXN180.00 is trading 50.8% below its estimated GF Value™ of MXN365.74. GuruFocus considers TAL Education Group to be Significantly Undervalued.

Key valuation signals for MEX:TAL N:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: MXN365.74 vs. price of MXN180.00 (50.8% below fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the MEX:TAL N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TAL Education Group Business Description

Address Qixin Middle Street, TAL Building No.1, Courtyard No. 9, Changping District, Beijing, CHN, 102200
TAL Education Group is a leading learning solutions provider in China. It operates a few business lines including enrichment learning, high school academic tutoring, learning technology, and content solutions. Among those business lines, TAL focuses on enrichment learning and content solutions.
65GF Score

Get the complete analysis for MEX:TAL N

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN180.00
Price
MXN365.74
GF Value